Steal This Workflow · video notes

Invoice reminder emails: 3 templates and the ladder

From the Hourwiz video “Late payers? Flip one switch” · Checked 8 October 2026

Don't build a robot: your invoicing app probably has one. Switch on its automatic reminders, paste in these three emails, and follow two rules.

The ladder

Our schedule, not a rule. It's the timing we chose. Adjust it to your clients and terms.

  1. Email 1 3 days before the due date friendly
  2. Email 2 3 days after the due date polite
  3. Email 3 14 days after the due date firm

Our two rules

  1. The moment they pay, the reminders stop. QuickBooks and Stripe only send reminders for unpaid invoices. Check how your app handles it.
  2. After email 3, a person calls or writes personally. No more automation after that.

The three emails

Illustration we wrote. Sample emails for a fictional client. Replace the {placeholders}; most invoicing apps can insert the client name, invoice number, amount and due date for you. Add your own sign-off. No fees, threats or legal wording, by design.

Email 1 · friendly · 3 days before due

Subject: Quick heads-up: invoice {id} due {due_date}
Hi {client} team, just a friendly note that invoice {id} for {amount} is due on {due_date}. The payment link is in the original email. Thanks again for the work together!

Email 2 · polite · 3 days after due

Subject: Invoice {id} is now past due
Hi {client} team, invoice {id} for {amount} was due on {due_date} and I haven't seen the payment yet. Could you check on it this week? If it's already on its way, please ignore this.

Email 3 · firm · 14 days after due

Subject: Invoice {id}: please confirm a payment date
Hi {client} team, invoice {id} for {amount} is now two weeks overdue (due {due_date}). Please reply with the date you'll pay, or let me know if there's a problem with the invoice so we can sort it out.

Download all three emails (.md)

Where the switch lives

We checked five invoicing apps' own help and pricing pages. All five have automatic reminders. On Wave they work with Wave's online payments feature or the Pro plan; the other four include them in their standard plans (pricing and limits differ, so check yours). You have to switch it on. Menus as of October 2026: check your plan.

Sources

Every fact on this page comes from these pages, opened on 8 October 2026. Things change: check the live page before you rely on it.

  1. QuickBooks: send invoice reminders automatically or manually (US) International: same steps
  2. FreshBooks Support: late payment fees and reminders
  3. FreshBooks pricing
  4. Zoho Invoice pricing
  5. Zoho Invoice help: reminders
  6. Stripe Docs: automatic collection
  7. Stripe Docs: send customer emails
  8. Stripe Invoicing pricing
  9. Wave pricing

Workflow, not legal or financial advice. Check your own invoicing app's reminder settings and plan.

No sponsor and no affiliate links on this page. Vendors are named so you can check them yourself, not as recommendations.

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